CRF INC’S ONLINE PRIVACY COMMITMENT TO YOU

We understand and respect that your privacy is important to you. We use and share personal information that you provide online only in ways that we tell you about. We secure personal information that you provide online to prevent it from being used and shared for other purposes. For more details, please read our Internet Privacy Policy below or contact us.

CRF Inc. ., also known as CRF OY, or CRF LTD offers online newsletters and mailings of information about our organization. This is designed to provide product-related information and services, as well as corporate and financial news and employment information.

Respect for the privacy of personal information about you is very important to us. CRF Inc. Web sites that display this privacy policy (“policy”) are committed to collecting, maintaining, and securing personal information about you in accordance with this policy, as well as applicable laws, rules and regulations. This policy applies to personal information (as defined below) collected from CRF Inc. online resources and communications (such as Web sites, e-mail, and other online tools) that display a link to this policy. This policy does not apply to personal information collected from offline resources and communications, except in cases where such personal information is consolidated with personal information collected by CRF Inc. online. This policy also does not apply to third-party online resources to which CRF Inc’s Web sites may link, where CRF Inc. does not control the content or the privacy practices of such resources.

This policy is consistent with CRF Inc. 's Safe Harbor Privacy Policy for transfers of personal information from the European Economic Area to the United States.

Please read this policy carefully. Should you have any questions about this policy or our data collection, use and disclosure practices, please contact us at the address that is most relevant to you.

* “CRF Inc” means CRF Inc. , its successors, subsidiaries, divisions and groups worldwide.

(1) How does this Privacy Policy define "personal information"?
The term "personal information" as used throughout this policy, applies to any information or set of information that identifies or that is used by or on behalf of CRF Inc. to identify an individual.

(2) How does CRF Inc. collect personal information online?
CRF Inc. collects personal information online through Web sites and other online resources. CRF Inc. also offers online resources in collaboration with other online service providers, from which CRF Inc. may receive personal information about users of such resources. These online collaborations are governed by contracts that require personal information to be protected appropriately. Individuals may access many parts of our Web sites without disclosing any personal information.

(3) Information that you provide:
CRF Inc. collects personal information and other data that you may enter into forms or data fields on our Web sites. Such information may include, but not be limited to, contact information (such as your name, postal address, e-mail address, telephone number), and professional credentials.

(4) Why does CRF Inc. collect, use and disclose personal information?
CRF Inc. collects personal information online as necessary to respond to requests for information from potential customers and to provide information and mailings to interested individuals.

(5) Who will have access to personal information about me?
Personal information about you will be accessible to CRF Inc. , including its subsidiaries, divisions and groups worldwide, and to individuals and organizations that use personal information solely for and at the direction of CRF Inc. . Uses and disclosures of personal information by external individuals and organizations acting on CRF Inc. 's behalf are governed by contracts that require personal information to be protected appropriately. Personal information about you only will be used and disclosed by CRF Inc. and individuals and organizations working on its behalf, in a manner consistent with this policy, other applicable privacy notices, and as explicitly permitted or required by applicable laws, rules and regulations.

(6) Does CRF Inc. share personal information with third parties?
In general, CRF Inc. does not sell personal information about you, however, circumstances may arise where CRF Inc. may, for business reasons, decide to reorganize or divest its business through sale, merger or acquisition. In these circumstances, personal information may be shared with actual or prospective purchasers. CRF Inc. will obtain written assurances that personal information will be protected appropriately in these circumstances. Except where explicitly permitted or required by law, or provided in this policy, personal information about you will not otherwise be shared without your permission.

(7) How does CRF Inc. secure personal information?
CRF Inc. will take reasonable steps to protect personal information as it is transmitted from your computer to our online resources and servers, as well as to protect personal information in its possession from unauthorized access, disclosure, alteration or destruction. It is your personal responsibility to secure your own copies of your passwords and related access codes for our online resources.

(8) How does CRF Inc. protect the privacy of children?
In general, CRF Inc. Web sites are not directed at children and all of the online content that we offer are designed for individuals who are 18 years of age or older.

(9) How may I access and correct personal information about me?
To gain access to personal information about you collected online, and to keep it accurate, complete and current, you may contact us at the address most relevant to you. Where offered, you also may update personal information about you online by modifying information that you previously have entered into forms or data fields on our Web sites. Where permitted by law, your ability to access and correct personal information will be limited where access and correction would: inhibit CRF Inc’s ability to comply with a legal or ethical obligation, inhibit CRF Inc’s ability to investigate, make or defend legal claims, result in disclosure of personal information about a third party, result in breach of a contract or disclosure of trade secrets or other proprietary business information belonging to CRF Inc. or a third party.

(10) What is CRF Inc's contact address for privacy questions?
Should you have questions about this policy or CRF Inc. 's information collection, use and disclosure practices, you may contact us at the address most relevant to you. You may access this list of addresses online at http://www.crfhealth.com/contacts.html. When you contact us, please note the name of the Web site or other online resource to which you provided the information, as well as the nature of the information that you provided. We will use reasonable efforts to respond promptly to requests, questions or concerns you may have regarding our use of personal information about you. Except where required by law, CRF Inc. cannot ensure a response to questions or comments regarding topics unrelated to this policy or CRF Inc. 's privacy practices.

(11) How will I know when CRF Inc. has updated this policy?
CRF Inc. may update this policy periodically. CRF Inc. reserves the right to modify, add or remove portions of this privacy statement at its discretion. If we decide to change this policy, we will post those changes at this site so you always will know what information we gather, how we might use that information, and whether we will disclose it to anyone.